Term Insurance
Term insurance is a valuable form of insurance for individuals in Sarasota, Florida, for several reasons. Firstly, Sarasota is an attractive retirement destination, and many individuals choose to retire in this vibrant community. However, during the working years, individuals may have financial obligations such as mortgage payments, debts, or dependents who rely on their income. Term insurance provides a temporary coverage period, typically ranging from 10 to 30 years, to protect against the financial impact of death during these crucial years. This coverage ensures that loved ones are provided for and financial obligations are met, even if the policyholder passes away prematurely.
Secondly, term insurance in Sarasota can be an affordable option for individuals who want to secure financial protection for a specific period. As the cost of living in Sarasota can be high, term insurance allows individuals to obtain coverage at a more affordable premium compared to other types of life insurance. This affordability enables individuals to allocate their financial resources towards other essential expenses, such as housing, healthcare, and retirement savings.
FAQ
Frequently Asked Questions
Yes and no. In most cases you can do all your state required pre-licensing studying online. We partner with ExamFX and Xcel Solutions to provide our agents with the best courses at the most discounted rates in the industry. You will be required to take your license exam at a state approved facility. Once you have completed the pre-licensing course, we can help you locate the testing facility nearest you. Please schedule an interview to speak with a hiring manager for the most up to date promo codes for insurance pre-licensing
Yes, our agents are 1099 independent contractors and earn their income from commissions and bonuses paid directly by our various insurance companies.
We understand that prospecting is crucial for any sales organization. There are better ways to sell insurance than pestering friends and family. While we are not a lead vendor or company, we have access to several lead options to provide our agents with qualified prospects. One of our parent companies develops their own high quality leads that are available for purchase. We also work with multiple third party lead providers so that our agents have the access to the most qualified prospects.
No. Most agents work from their home office to schedule appointments with clients. To best serve our clients, we meet face to face at their homes. As a result of Covid-19 our insurance carriers also allow non-face-to-face sales that can be done on the phone or virtually.
