Whole-Life Insurance
Whole life insurance is an important investment for individuals in Sarasota, Florida, for several reasons. Firstly, Sarasota is known for its high cost of living, including housing, healthcare, and other expenses. Whole life insurance provides a financial safety net for individuals and their families, ensuring that loved ones are protected in the event of the policyholder's death. It can provide a lump sum payout that can be used to cover funeral expenses, outstanding debts, mortgage payments, and other financial obligations, relieving the burden on family members during a difficult time.
Secondly, whole life insurance in Sarasota offers individuals the opportunity to build cash value over time. Unlike term life insurance, which covers a specific period, whole life insurance provides coverage for the entirety of the policyholder's life. As premiums are paid, a portion goes towards the cash value component of the policy, which grows over time. This cash value can be accessed through policy loans or withdrawals, providing individuals with a potential source of funds for emergencies, retirement planning, or other financial needs.
FAQ
Frequently Asked Questions
Yes and no. In most cases you can do all your state required pre-licensing studying online. We partner with ExamFX and Xcel Solutions to provide our agents with the best courses at the most discounted rates in the industry. You will be required to take your license exam at a state approved facility. Once you have completed the pre-licensing course, we can help you locate the testing facility nearest you. Please schedule an interview to speak with a hiring manager for the most up to date promo codes for insurance pre-licensing
Yes, our agents are 1099 independent contractors and earn their income from commissions and bonuses paid directly by our various insurance companies.
We understand that prospecting is crucial for any sales organization. There are better ways to sell insurance than pestering friends and family. While we are not a lead vendor or company, we have access to several lead options to provide our agents with qualified prospects. One of our parent companies develops their own high quality leads that are available for purchase. We also work with multiple third party lead providers so that our agents have the access to the most qualified prospects.
No. Most agents work from their home office to schedule appointments with clients. To best serve our clients, we meet face to face at their homes. As a result of Covid-19 our insurance carriers also allow non-face-to-face sales that can be done on the phone or virtually.
